FUNDING OVERVIEW

Overview

Below is a diagram that summarizes the funding processes:

1. While creating the loan offer, the originator defines the project funding terms and available payment rails.
2. A capital provider reviews the projects with their predefined eligibility criteria and funding parameters, assesses the risk and confirms his investment intent.
3. The capital provider deploys funding to the project as a senior tranche via any of the possible payment rails.
4. The originator utilizes the provided capital and performs the actual lending activity to the borrowers.
5. The capital provider monitors the performance of their investment through Growr protocol that provides reporting of real-time events and full transparency into how the capital is deployed into borrower subscriptions.
6. According to the agreed funding terms, the originator repays back the senior tranche plus the generated yield.

The next sections describe the following processes:

• Project discovery
• Investor onboarding
• Project funding
• Project funds utilization
• Project repayment