Introduction

Specification

Final notes

Work in progress

This Growr protocol’s documentation is a work in progress, intended to present the high-level design of the protocol for public feedback. It should not be considered complete or final. Future revisions will address incomplete elements and currently unforeseen aspects and issues.

The present Growr documentation version is 0.7 from May 2023.

Feedback and contribution

We are developing the Growr protocol as an open-source project. Lending, and especially decentralized micro-lending, is a very complex topic and many aspects are yet to consider. We welcome your input on how to improve the protocol and support its development.

To provide your feedback, please submit an issue or a pull request in the Growr documentation repo on GitHub, or send an email to info@growr.xyz.

Additional information

References

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[5] Roodman, David (2011). “Due Diligence: An Impertinent Inquiry into Microfinance”. Center for Global Development. [6] Sinclair, Hugh (2012). “Confessions of a Microfinance Heretic”. Berrett-Koehler Publishers. [7] Alfonsi, Sharyn (2022). “Bitcoin Beach: How a town in El Salvador became a testing ground for bitcoin”. CBS News, 60 Minutes. Source: [https://www.cbsnews.com/news/bitcoin-beach-el-salvador-60-minutes-2022-04-10/](https://www.cbsnews.com/news/bitcoin-beach-el-salvador-60-minutes-2022-04-10/). Accessed in August 2022. [8]. Tovar, Mauricio et al. “Whitepaper Tropykus” [In Spanish]. Source: [https://tropykus.com](https://tropykus.com). Accessed in August 2022. [9] Sovryn. “Zero: Protocol for Zero-Interest Loans”. Source: [https://wiki.sovryn.app/en/sovryn-dapp/subprotocols/zero-zusd](https://wiki.sovryn.app/en/sovryn-dapp/subprotocols/zero-zusd). Accessed in August 2022. [10] World Wide Web Consortium (2022). “Decentralized Identifiers (DIDs) v1.0. 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Source: [https://blogs.worldbank.org/developmenttalk/half-global-population-lives-less-us685-person-day](https://blogs.worldbank.org/developmenttalk/half-global-population-lives-less-us685-person-day) [17] Yunus, Muhammad (1998). “Banker to the Poor: Micro-Lending and the Battle Against World Poverty”. PublicAffairs. [18] Chainalysis (2021). “The 2021 Geography of Cryptocurrency Report”. [19] Founder’s Field Guide podcast (2021). In the episode “David Velez: Building the Branchless Bank”. 8th July 2021. Source: [https://www.joincolossus.com/episodes/16951337/velez-building-the-branchless-bank?tab=transcript](https://www.joincolossus.com/episodes/16951337/velez-building-the-branchless-bank?tab=transcript). Accessed in August 2022. [20] Fedimint. Source: [https://fedimint.org](https://fedimint.org). Accessed in August 2022. 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